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Friday
May062011

Clauses 13 - 16

My bike was stolen today. Almost certainly by some local kids. I hope they don't hang around this area with it, for their sakes. I loved that bike.

But in reading my insurance policy, I found these little clauses tucked away. Kids and sport. Pretty much somes up the humour of an Australian insurance company:

13. Golf Hole-in-One

What is Covered?

We will pay the sum of $200 if you hit a hole-in-one in an official club competition game of golf, on any Australian golf course, if you have home contents cover with us. This amount will only be paid once during the term of your policy. No excess is applied to a claim under this benefit.

14. Lawn Bowls Full House

What is Covered?

If you have home contents cover with us, we will pay the sum of $200 if you bowl a full-house in an official club competition game of lawn bowls, on any Australian bowling green. This amount will only be paid once during the term of your policy. No excess is applied to a claim under this benefit.

15. International Sporting Record

What is Covered?

If you have home contents cover with us, we will pay the sum of $200 if you or a member of your immediate family who still lives with you, break an officially recognised international sporting record. This amount will only be paid once during the term of your policy. No excess is applied to a claim under this benefit.

16. Multiple Births

What is Covered?

If you have home contents cover with us, we will pay the sum of $100 per baby, if you or a member of your immediate family who still lives with you, give birth to two or more babies from the same natural pregnancy which occurred during the term of your policy. This amount will only be paid once during the term of your policy. No excess is applied to a claim under this benefit.

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Reader Comments (3)

That is SO cool! Makes me want to take up golf.

Louise Curtis

May 8, 2011 | Unregistered CommenterLouise Curtis

Taking up golf is probably better than planning on multiple births!
Love the randomness of these clauses.

May 9, 2011 | Registered CommenterBen Julien

A couple of my students in Japan told me they had taken out insurance against getting a hole-in-one. It can be very expensive - if you get a hole-in-one you're expected to buy presents (new golf clubs) for your playing partners and pay all the green fees - can cost thousands of dollars.

England starting offering the insurance as well, to cover the cost of shouting drinks for everyone.
http://www.theage.com.au/articles/2003/07/13/1058034875301.html

May 19, 2011 | Unregistered CommenterAidan

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